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Cookie Policy

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This Cookie Policy explains what cookies are, how Fundara uses them on this website, and how you can control your cookie preferences. This policy should be read alongside our Privacy Policy, which covers the broader topic of personal data. By using our website, you agree to the use of strictly necessary cookies as described below.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites function correctly, remember your preferences, and provide website operators with information about how their site is being used.

Cookies can be:

2. How We Use Cookies

Fundara uses cookies in three categories. Only strictly necessary cookies are placed without your consent. All other cookies require your explicit agreement via our cookie consent banner.

2.1 Strictly Necessary Cookies

These cookies are essential for the website to function and cannot be switched off. They are typically set in response to actions you take, such as setting your cookie preferences or completing a contact form. Without these cookies, some parts of the website may not work correctly.

Cookie Name Type Duration Purpose
fundara_consent Essential 12 months Stores your cookie consent preferences so we do not show the banner on repeat visits.
PHPSESSID Essential Session Standard PHP session identifier. Maintains your session state during a single visit, including form submissions. Deleted when you close your browser.

2.2 Analytics Cookies

With your consent, we use analytics cookies to understand how visitors interact with our website. This helps us improve content, navigation, and the overall experience. Analytics data is aggregated and does not identify individual users.

Cookie Name Type Duration Purpose
_ga Analytics 2 years Google Analytics 4. Distinguishes unique users by assigning a randomly generated number as a client identifier.
_ga_* Analytics 2 years Google Analytics 4. Used to persist session state across page requests.
_uetsid Analytics 1 day Microsoft Bing. Used to track visits and interactions for aggregate analytics reporting. Contains a randomly generated session ID.
_uetvid Analytics 16 days Microsoft Bing. Persistent counterpart to _uetsid, used to identify repeat visitors across sessions.

2.3 Marketing Cookies

With your consent, we may use marketing cookies to understand which channels lead visitors to our website. This helps us allocate resources toward outreach that is genuinely useful to people looking for financial education. We do not use these cookies to build advertising profiles or share your data with ad networks for targeting purposes.

Cookie Name Type Duration Purpose
_fbp Marketing 3 months Meta (Facebook) Pixel. Used to measure the effectiveness of our promotional content and understand which channels bring visitors to our website. Data is processed by Meta in accordance with their data policy.

3. Third-Party Cookies and Services

Some cookies on our site are placed by third-party services we use. These third parties have their own privacy and cookie policies, which govern how they handle data collected via their cookies. We encourage you to review them:

4. Managing Your Cookie Preferences

4.1 Cookie Consent Banner

When you first visit our website, a cookie consent banner will appear. You can choose to accept all cookies, accept only necessary cookies, or customise your preferences. Your choice is stored in the fundara_consent cookie for 12 months.

4.2 Changing Your Preferences

You can update your cookie preferences at any time by clearing your browser cookies and revisiting our site, which will re-display the consent banner. Alternatively, you can contact us at [email protected] and we will assist you.

4.3 Browser-Level Controls

Most browsers allow you to view, manage, block, and delete cookies through their settings. The instructions for the most common browsers are available here:

Please note that blocking all cookies may affect the functionality of our website. In particular, blocking strictly necessary cookies may prevent contact forms from operating correctly.

4.4 Opt-Out from Analytics Providers

You can also opt out directly from the analytics services we use:

5. Cookies and Singapore Law

Singapore's Personal Data Protection Act 2012 (PDPA) governs the collection and use of personal data, including data collected via cookies. Where cookies collect information that can be used to identify an individual (such as IP addresses associated with analytics profiles), we treat such data as personal data and handle it in accordance with our Privacy Policy and applicable PDPA obligations. For queries regarding your rights under the PDPA, please see our Privacy Policy or contact the Personal Data Protection Commission (PDPC).

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or applicable regulatory requirements. Any updates will be posted on this page with a revised "Last Updated" date. If we make material changes to how we use cookies that require renewed consent, we will re-display the consent banner to affected users.

7. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us: